This study sought to analyze school-based factors affecting the teaching and learning of
insurance in Business Studies in public secondary schools in Kisii Central Sub-County, Kisii
County. Despite the importance of insurance education in equipping learners with critical
financial literacy skills, its effective delivery in secondary schools remains limited. The study
was guided by three objectives: to examine how the availability of teaching and learning
resources influences instruction, to assess the role of school management support, and to
determine the impact of student attitudes on learning outcomes in insurance education. A
descriptive survey design was adopted, targeting Business Studies teachers and Form Three and
Four students. Data were collected using questionnaires and interview schedules and analyzed
through both qualitative and quantitative methods. Findings revealed that insufficient
instructional resources, inadequate teacher training, limited school administrative support, and
negative student attitudes significantly hinder effective teaching and learning of insurance. The
study recommends enhanced provision of teaching materials, in-service teacher training, stronger
administrative support, and awareness campaigns to improve students’ perceptions of insurance.
These findings provide valuable insights for policymakers, educators, and curriculum developers
aiming to strengthen business education in Kenya’s secondary schools.